Last updated September 1, 2024

AGREEMENT TO TERMS

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an

entity (“you”) and CDR Training Resources (“Company“, “we”, “us”, or “our”), concerning your access to and use of

the cdrlearningresources.com website as well as any other media form, media channel, mobile website or mobile

application related, linked, or otherwise connected thereto (collectively, the “Site”). You agree that by accessing the

Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE

WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE

AND YOU MUST DISCONTINUE USE IMMEDIATELY.

PLEASE READ! https://cdrlearningresources.com REQUIRES CONSIDERATION FOR AND AS A CONDITION OF ALLOWING YOU ACCESS.

READING AND ACCEPTING THE TERMS OF USE AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY OF https://cdrlearningresources.com ARE REQUIRED CONSIDERATIONS FOR https://cdrlearningresources.com GRANTING YOU THE RIGHT TO VISIT, READ OR INTERACT WITH IT.

ALL PERSONS ARE DENIED ACCESS TO THIS SITE UNLESS THEY READ AND ACCEPT THE TERMS OF USE AND THE PRIVACY POLICY.

BY VIEWING, VISITING, USING, OR INTERACTING WITH https://cdrlearningresources.com OR WITH ANY BANNER, POP-UP, OR ADVERTISING THAT APPEARS ON IT, YOU ARE AGREEING TO ALL THE PROVISIONS OF THIS TERMS OF USE POLICY AND THE PRIVACY POLICY OF https://cdrlearningresources.com.

ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO https://cdrlearningresources.com. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH https://cdrlearningresources.com OR ITS CONTENTS IN ANY MANNER. https://cdrlearningresources.com SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.

https://cdrlearningresources.com RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF THE PRIVACY POLICY, WHICH YOU ACCEPT AS A CONDITION FOR VIEWING, https://cdrlearningresources.com IS ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF EXCLUSION AND FOR MANY OTHER USES.

THE TERMS OF USE AGREEMENT MAY CHANGE FROM TIME TO TIME. VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE CONSIDERATION FOR PERMISSION TO VIEW https://cdrlearningresources.com, TO KEEP THEMSELVES INFORMED OF CHANGES.

PARTIES TO THE TERMS OF USE AGREEMENT

Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as "Visitors," are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as "Website."

USE OF INFORMATION FROM THIS WEBSITE

Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100,000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.

OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE

The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website.

HYPERLINKING TO SITE, CO-BRANDING, "FRAMING" AND REFERENCING SITE PROHIBITED

Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the url (website address) of this website in any commercial or non-commercial media without express permission, nor are you allowed to 'frame' the site. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages. You hereby agree to liquidated damages of US $100,000.00 plus costs and actual damages for violating this provision.

DISCLAIMER FOR CONTENTS OF SITE

The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS.

The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.

DISCLAIMER FOR HARM CAUSED BY DOWNLOADS

Visitor downloads information from this site at his own risk. Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.

LIMITATION OF LIABILITY

By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.

INDEMNIFICATION

Visitor agrees that in the event he causes damage, which the Website is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the Website for all.

SUBMISSIONS

Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the Website, which it wishes to forever allow the Website to use in any manner as it sees fit. "Submissions" is also a provision of the Privacy Policy.

NOTICE

No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.

DISPUTES

As part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy ("CLAIM") of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller.

In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

JURISDICTION AND VENUE

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Viewer, visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Seller's address.

APPLICABLE LAW

Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Seller.

CONTACT INFORMATION

CDR Training Lab

38 Lion Street

Staten Island, NY 10307

US

Contact Email: [email protected]

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby

expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or

modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating

the “Last updated” date of these Terms of Use, and you waive any right to receive specific notice of each such

change. It is your responsibility to periodically review these Terms of Use to stay informed of updates. You will be

subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms

of Use by your continued use of the Site after the date such revised Terms of Use are posted.

The information provided on the Site is not intended for distribution to or use by any person or entity in any

jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us

to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access

the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if

and to the extent local laws are applicable.

The Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability

Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected

to such laws, you may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-

Bliley Act (GLBA).

The Site is intended for users who are at least 13 years of age. All users who are minors in the jurisdiction in which

they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or

guardian to use the Site. If you are a minor, you must have your parent or guardian read and agree to these Terms of

Use prior to you using the Site. 

INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality,

software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and

the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to

us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair

competition laws of the United States, international copyright laws, and international conventions. The Content and

the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided

in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated,

republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or

otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to

download or print a copy of any portion of the Content to which you have properly gained access solely for your

personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and

the Marks.

USER REPRESENTATIONS

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate,

current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration

information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you

are not under the age of 13; (5) you are not a minor in the jurisdiction in which you reside, or if a minor, you have

received parental permission to use the Site; (6) you will not access the Site through automated or non-human

means, whether through a bot, script, or otherwise; (7) you will not use the Site for any illegal or unauthorized

purpose; and (8) your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or

terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

USER REGISTRATION

You may be required to register with the Site. You agree to keep your password confidential and will be responsible

for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select

if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

PROHIBITED ACTIVITIES

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site

may not be used in connection with any commercial endeavors except those that are specifically endorsed or

approved by us.

As a user of the Site, you agree not to:

1. 1. Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a

collection, compilation, database, or directory without written permission from us.

2. 2. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account

information such as user passwords.

3. 3. Circumvent, disable, or otherwise interfere with security-related features of the Site, including features

that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or

the Content contained therein.

4. 4. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.

5. 5. Use any information obtained from the Site in order to harass, abuse, or harm another person.

6. 6. Make improper use of our support services or submit false reports of abuse or misconduct.

7. 7. Use the Site in a manner inconsistent with any applicable laws or regulations.

8. 8. Use the Site to advertise or offer to sell goods and services.

9. 9. Engage in unauthorized framing of or linking to the Site.

10. 10. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material,

including excessive use of capital letters and spamming (continuous posting of repetitive text), that

interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters,

or interferes with the use, features, functions, operation, or maintenance of the Site.

11. 11. Engage in any automated use of the system, such as using scripts to send comments or messages, or

using any data mining, robots, or similar data gathering and extraction tools.

12. 12. Delete the copyright or other proprietary rights notice from any Content.

13. 13. Attempt to impersonate another user or person or use the username of another user.

14. 14. Sell or otherwise transfer your profile.

15. 15. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active

information collection or transmission mechanism, including without limitation, clear graphics interchange

formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware”

or “passive collection mechanisms” or “pcms”).

16. 16. Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to

the Site.

17. 17. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion

of the Site to you.

18. 18. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any

portion of the Site.

19. 19. Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other

code.

20. 20. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way

making up a part of the Site.

21. 21. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop,

or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or

offline reader that accesses the Site, or using or launching any unauthorized script or other software.

22. 22. Use a buying agent or purchasing agent to make purchases on the Site.

23. 23. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users

by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by

automated means or under false pretenses.

24. 24. Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any

revenue-generating endeavor or commercial enterprise.

USER GENERATED CONTRIBUTIONS 

The Site does not offer users to submit or post content. We may provide you with the opportunity to create, submit,

post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including

but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information

or other material (collectively, “Contributions”). Contributions may be viewable by other users of the Site and through

third-party websites. As such, any Contributions you transmit may be treated in accordance with the Site Privacy

Policy. When you create or make available any Contributions, you thereby represent and warrant that:

1.  The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or

copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to

the copyright, patent, trademark, trade secret, or moral rights of any third party.

2.  You are the creator and owner of or have the necessary licenses, rights, consents, releases, and

permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any

manner contemplated by the Site and these Terms of Use.

3.  You have the written consent, release, and/or permission of each and every identifiable individual person

in your Contributions to use the name or likeness of each and every such identifiable individual person to

enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms of

Use.

4.  Your Contributions are not false, inaccurate, or misleading.

5.  Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid

schemes, chain letters, spam, mass mailings, or other forms of solicitation.

6.  Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or

otherwise objectionable (as determined by us).

7.  Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.

8.  Your Contributions do not advocate the violent overthrow of any government or incite, encourage, or

threaten physical harm against another.

9.  Your Contributions do not violate any applicable law, regulation, or rule.

10.  Your Contributions do not violate the privacy or publicity rights of any third party.

11.  Your Contributions do not contain any material that solicits personal information from anyone under the

age of 18 or exploits people under the age of 18 in a sexual or violent manner.

12.  Your Contributions do not violate any applicable law concerning child pornography, or otherwise

intended to protect the health or well-being of minors;

13.  Your Contributions do not include any offensive comments that are connected to race, national origin,

gender, sexual preference, or physical handicap.

14.  Your Contributions do not otherwise violate, or link to material that violates, any provision of these

Terms of Use, or any applicable law or regulation.

Any use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things,

termination or suspension of your rights to use the Site.

CONTRIBUTION LICENSE

You and the Site agree that we may access, store, process, and use any information and personal data that you

provide following the terms of the Privacy Policy and your choices (including settings).

By submitting suggestions or other feedback regarding the Site, you agree that we can use and share such feedback

for any purpose without compensation to you. 

We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and

any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any

statements or representations in your Contributions provided by you in any area on the Site. You are solely

responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility

and to refrain from any legal action against us regarding your Contributions.

MOBILE APPLICATION LICENSE

Use License

If you access the Site via a mobile application, then we grant you a revocable, non-exclusive, non-transferable,

limited right to install and use the mobile application on wireless electronic devices owned or controlled by you, and

to access and use the mobile application on such devices strictly in accordance with the terms and conditions of this

mobile application license contained in these Terms of Use. You shall not: (1) decompile, reverse engineer,

disassemble, attempt to derive the source code of, or decrypt the application; (2) make any modification, adaptation,

improvement, enhancement, translation, or derivative work from the application; (3) violate any applicable laws, rules,

or regulations in connection with your access or use of the application; (4) remove, alter, or obscure any proprietary

notice (including any notice of copyright or trademark) posted by us or the licensors of the application; (5) use the

application for any revenue generating endeavor, commercial enterprise, or other purpose for which it is not designed

or intended; (6) make the application available over a network or other environment permitting access or use by

multiple devices or users at the same time; (7) use the application for creating a product, service, or software that is,

directly or indirectly, competitive with or in any way a substitute for the application; (8) use the application to send

automated queries to any website or to send any unsolicited commercial e-mail; or (9) use any proprietary

information or any of our interfaces or our other intellectual property in the design, development, manufacture,

licensing, or distribution of any applications, accessories, or devices for use with the application.

Apple and Android Devices

The following terms apply when you use a mobile application obtained from either the Apple Store or Google Play

(each an “App Distributor”) to access the Site: (1) the license granted to you for our mobile application is limited to a

non-transferable license to use the application on a device that utilizes the Apple iOS or Android operating systems,

as applicable, and in accordance with the usage rules set forth in the applicable App Distributor’s terms of service;

(2) we are responsible for providing any maintenance and support services with respect to the mobile application as

specified in the terms and conditions of this mobile application license contained in these Terms of Use or as

otherwise required under applicable law, and you acknowledge that each App Distributor has no obligation

whatsoever to furnish any maintenance and support services with respect to the mobile application; (3) in the event

of any failure of the mobile application to conform to any applicable warranty, you may notify the applicable App

Distributor, and the App Distributor, in accordance with its terms and policies, may refund the purchase price, if any,

paid for the mobile application, and to the maximum extent permitted by applicable law, the App Distributor will have

no other warranty obligation whatsoever with respect to the mobile application; (4) you represent and warrant that (i)

you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the

U.S. government as a “terrorist supporting” country and (ii) you are not listed on any U.S. government list of

prohibited or restricted parties; (5) you must comply with applicable third-party terms of agreement when using the

mobile application, e.g., if you have a VoIP application, then you must not be in violation of their wireless data service

agreement when using the mobile application; and (6) you acknowledge and agree that the App Distributors are third-

party beneficiaries of the terms and conditions in this mobile application license contained in these Terms of Use, and

that each App Distributor will have the right (and will be deemed to have accepted the right) to enforce the terms and

conditions in this mobile application license contained in these Terms of Use against you as a third-party beneficiary

thereof.

SUBMISSIONS

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information

regarding the Site (“Submissions”) provided by you to us are non-confidential and shall become our sole property.

We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use

and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment

or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any

such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall

be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your

Submissions.

THIRD-PARTY WEBSITE AND CONTENT

The Site may contain (or you may be sent via the Site) links to other websites (“Third-Party Websites”) as well as

articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and

other content or items belonging to or originating from third parties (“Third-Party Content”). Such Third-Party

Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or

completeness by us, and we are not responsible for any Third-Party Websites accessed through the Site or any

Third-Party Content posted on, available through, or installed from the Site, including the content, accuracy,

offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or

the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or

any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and

access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you

should be aware these Terms of Use no longer govern. You should review the applicable terms and policies,

including privacy and data gathering practices, of any website to which you navigate from the Site or relating to any

applications you use or install from the Site. Any purchases you make through Third-Party Websites will be through

other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases

which are exclusively between you and the applicable third party. You agree and acknowledge that we do not

endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm

caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses

sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any

contact with Third-Party Websites.

SITE MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take

appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including

without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation,

refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your

Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from

the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our

systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate

the proper functioning of the Site.

PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy: (insert page URL here). By using the

Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised

the Site is hosted in the United States. If you access the Site from any other region of the world with laws or other

requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United

States, then through your continued use of the Site, you are transferring your data to the United States, and you

agree to have your data transferred to and processed in the United States. Further, we do not knowingly accept,

request, or solicit information from children or knowingly market to children. Therefore, in accordance with the U.S.

Children’s Online Privacy Protection Act, if we receive actual knowledge that anyone under the age of 13 has

provided personal information to us without the requisite and verifiable parental consent, we will delete that

information from the Site as quickly as is reasonably practical.

TERM AND TERMINATION

These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER

PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND

WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN

IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT

LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE

TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR

PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU

POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new

account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on

behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take

appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole

discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the

right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third

party for any modification, price change, suspension, or discontinuance of the Site.  

We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other

problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve

the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason

without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused

by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms

of Use will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or

releases in connection therewith.

GOVERNING LAW

These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State

of California applicable to agreements made and to be entirely performed within the State of California, without

regard to its conflict of law principles.

DISPUTE RESOLUTION

Disputes Filed

If a dispute is filed, the member is then agreeing on the immediate cancellation of any or all active memberships. The

member forfeits the duration of any active members for any reason which is being disputed.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes

expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT

WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL.

The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American

Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related

Disputes (“AAA Consumer Rules”), both of which are available at the AAA website: www.adr.org. Your arbitration fees

and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate,

limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of

documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of

reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be

challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable

law, the arbitration will take place in Los Angeles, California. Except as otherwise provided herein, the Parties may

litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter

judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted

in the state and federal courts located in Los Angeles, California, and the Parties hereby consent to, and waive all

defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in

such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of

Goods and the the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use.

In no event shall any Dispute brought by either Party related in any way to the Site be commenced more than one

(1) years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party

will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and

such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and

the Parties agree to submit to the personal jurisdiction of that court.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full

extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority

for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right

or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or

any other persons.

Exceptions to Arbitration

The Parties agree that the following Disputes are not subject to the above provisions concerning binding arbitration:

(a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a

Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use;

and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will

elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such

Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the

Parties agree to submit to the personal jurisdiction of that court.

CORRECTIONS

There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including

descriptions, pricing, availability, and various other information. We reserve the right to correct any errors,

inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.

DISCLAIMER

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE

AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE

DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE

THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS

FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR

REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE

CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR

RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2)

PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR

ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE

SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED

THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY

BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE

SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS

OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT

POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT,

ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR

OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR

MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A

PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND

ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT

OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST

JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD

PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE

DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING

FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH

DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO

YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL

TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD

PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT

ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN

DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS

MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective

officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including

reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) use of the Site; (2)

breach of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use;

(4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt

harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing,

we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are

required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use

reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon

becoming aware of it.

USER DATA

We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site,

as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely

responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree

that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of

action against us arising from any such loss or corruption of such data.

ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent

to receive electronic communications, and you agree that all agreements, notices, disclosures, and other

communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such

communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS,

ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS

OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or

requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an

original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any

means other than electronic means. 

CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of

Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N

112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

REFUNDS/CANCELLATIONS

No refunds are will be made. Once the member has signed up they are in agreeance that all monthly transactions are

final. Cancellations can be made via email or payment gateway. If cancelled, the member will remain part of our

trading rooms until the monthly period is over.

MISCELLANEOUS

These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute

the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision

of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the

fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We

shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our

reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or

unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not

affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment

or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree

that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and

all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties

hereto to execute these Terms of Use.

CONTACT US 

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please

contact us at: 

CDR Training Resources

[email protected]